Paying the Price for Post-Secondary Education

Paying the Price for Post-Secondary Education

With Peter Wouters, Director, Tax Retirement & Estate Planning At least 70% of new jobs require some form of post-secondary education or specialized training and the price of entry isn’t cheap. Post-secondary costs have steadily risen and continue to rise on a yearly basis. In this installment of Life & Money Matters, Peter Wouters explores different […]

Top 3 worries Canadians have when it comes to critical illness

Top 3 worries Canadians have when it comes to critical illness

Original post: criticaluncovered.ca Critical illnesses are more common than most of us would like to think. In fact, 73% of us know someone who suffered through a serious illness and half of us have witnessed a family member go through one. Statistics like this make it easy to wonder – what if it happens to […]

Happy Holidays and Happy New Year!

Happy Holidays and Happy New Year!

Wishing You and Your Family a Happy a Healthy Holiday and a Prosperous New Year!!  

Common cash flow problems facing small business owners

Common cash flow problems facing small business owners

POSTED BY PETER WOUTERS, Empire Blog I’ve written about the debt problem and cash flow management as they relate to individuals. What if those individuals are business owners? Some of the issues and habits that cripple individuals from effectively managing their personal cash flow are the same for business owners. No matter how great a salesperson […]

5 Reasons why first-time home buyers should consider term life insurance over mortgage insurance

5 Reasons why first-time home buyers should consider term life insurance over mortgage insurance

POSTED BY EMPIRE LIFE  Buying your first home? When your mortgage application is approved, your lender will likely ask if you want to purchase mortgage insurance. Before you say yes, remember you have other options for protecting your family and ensuring your mortgage is paid off, should you die unexpectedly. For many, including millennials, purchasing term […]

You are your most important asset when it comes to earning an income

You are your most important asset when it comes to earning an income

Original post: criticaluncovered.ca We insure what we think matters most. But, your most important asset isn’t your home or car. It’s you. Critical illness insurance can help protect you if the unexpected occurs.

CHARITABLE GIVING WITH LIFE INSURANCE

CHARITABLE GIVING WITH LIFE INSURANCE

We may naturally want to give back to our community if we’re successful. It may be a surprise that life insurance plans provide the perfect solution to allow you to make a substantial gift to your community or a cause your cherish. Here are some ways you could make a difference using life insurance as […]

Even the young and healthy get sick

Even the young and healthy get sick

Original post: criticaluncovered.ca Many of us are health conscious. An entire industry has been born out of our desire to eat better, be more physically fit and generally improve our wellbeing. These are all welcomed developments and have contributed immensely to our quality of life, particularly as we age. And yet, even the most balanced […]

Financial planning or wealth management?

Financial planning or wealth management?

By Susan Yellin – sunlife.ca It takes financial planning to create wealth, but you needn’t be wealthy to plan. So what’s the difference between planning and wealth management? A financial plan is not a single-purpose, one-time task. In fact, when you embark on this crucial strategy, it’s important you think of it as a multi-step, […]

Keep your glass half full – even when life threatens to tip it over

Keep your glass half full – even when life threatens to tip it over

Original Post: criticaluncovered.ca Look away from your screen for a second, and picture your life. Come on, try it – your newsfeed will be there when you return. What do you see? We’re not talking about fortune-telling, but more along the lines of considering what’s most important to you. Not to put words in your […]

Life Insurance Through the ‘Ages’

Life Insurance Through the ‘Ages’

By Charlie Conron (Life Design Analysis)   You’re starting out and becoming less reliant on your parents. You may be strapped down with student loans so life insurance isn’t your first priority. If you’re considering buying a home and starting a family soon, or want to ensure your family isn’t left with student debt if […]

Procrastination solutions: Getting started with life insurance

Procrastination solutions: Getting started with life insurance

By Eric Tyndale – Foresters Blog The other day something occurred to me. In 60 years I will likely be dead. Me, dead! Isn’t that ridiculous? Whenever I spiral down this uncomfortable train of thought it always reminds me of that Seinfeld episode where the gang is having coffee after a funeral – all worried that […]

Don’t let the news affect your retirement planning

Don’t let the news affect your retirement planning

The alarming headlines of 2017 might be tempting investors to take drastic action. But it’s smarter to take a deep breath and a longer view. For Canadian investors, 2017 has provided plenty of potential worries, with an erratic U.S. president given to Twitter eruptions being arguably the largest. The real danger for investors is that […]

How you can protect your family

How you can protect your family

Critical illness insurance shouldn’t be confusing. See how it works and how it can benefit you and your family. Original source: criticaluncovered.ca

Life insurance: What’s in it for me while I’m still alive?

Life insurance: What’s in it for me while I’m still alive?

By Jennifer Peckett – Foresters Blog Let me take you on a journey. You’ve just purchased a life insurance policy and it felt like slipping into a soothing tub of adult responsibility. (Huh?) You know! The type of satisfying feeling that only comes from finally tackling something you’ve been putting off for a long time or […]

Looking for guaranteed retirement income? Think about an annuity

Looking for guaranteed retirement income? Think about an annuity

By Sheryl Smolkin – Sunlife.ca As retirement nears, the focus changes from building your nest egg to converting it into income. But how can you avoid outliving your money? This is a vital concern, particularly when you’re looking at 30 or more years of retired life. Drawing down the capital and investment return from a […]

Underwriting: What happens after you apply for critical illness insurance?

Underwriting: What happens after you apply for critical illness insurance?

Original post: criticaluncovered.ca You’ve agreed critical illness insurance is the right fit for your financial security plan, you’ve worked with your advisor to determine the right level of protection and you’ve completed your application – now what? Well, before you’re officially covered, the insurance company carefully looks at your application – this process is called […]

Where do I Start With Retirement Income Planning – copy

Where do I Start With Retirement Income Planning – copy

Laying a sound foundation for retirement income involves careful planning. Where do you start? In this segment of Life & Money Matters Peter shares eight simple steps to help you get started on your retirement future. Transcript: Where do I Start With Retirement Income Planning Life & Money Matters

Where do I Start With Retirement Income Planning

Where do I Start With Retirement Income Planning

Laying a sound foundation for retirement income involves careful planning. Where do you start? In this segment of Life & Money Matters Peter shares eight simple steps to help you get started on your retirement future. Transcript: Where do I Start With Retirement Income Planning Life & Money Matters

Estate planning – not just for the wealthy

Estate planning – not just for the wealthy

By Louise Armstrong – Foresters Blog Do you have an estate? Many people think they don’t but if you have assets, then you have an estate. It’s made up of everything you own including your home, your life insurance policies, your investments and even the brooch that was passed down to you from great Aunt Ethel. […]