How you can protect your family

How you can protect your family

Critical illness insurance shouldn’t be confusing. See how it works and how it can benefit you and your family. Original source: criticaluncovered.ca

Life insurance: What’s in it for me while I’m still alive?

Life insurance: What’s in it for me while I’m still alive?

By Jennifer Peckett – Foresters Blog Let me take you on a journey. You’ve just purchased a life insurance policy and it felt like slipping into a soothing tub of adult responsibility. (Huh?) You know! The type of satisfying feeling that only comes from finally tackling something you’ve been putting off for a long time or […]

Underwriting: What happens after you apply for critical illness insurance?

Underwriting: What happens after you apply for critical illness insurance?

Original post: criticaluncovered.ca You’ve agreed critical illness insurance is the right fit for your financial security plan, you’ve worked with your advisor to determine the right level of protection and you’ve completed your application – now what? Well, before you’re officially covered, the insurance company carefully looks at your application – this process is called […]

How to protect your finances from a health crisis

How to protect your finances from a health crisis

A serious illness can threaten your finances as much as it threatens your health. Find out what you can do to protect yourself and your family. No matter how well you take care of yourself, you may one day get a call from your doctor with bad news. And while Canada’s universal healthcare system definitely […]

Disability and critical illness insurance: What’s the difference?

Disability and critical illness insurance: What’s the difference?

Original Post: criticaluncovered.ca These days, there are many different types of insurance designed to protect one of your biggest assets: Yourself. There’s life insurance, health insurance, long-term care insurance—some celebrities even protect specific parts of their body against the possibility of injury. And while you might not need to insure your teeth for $30 million […]

How to handle unexpected life insurance application questions

How to handle unexpected life insurance application questions

By Pira Kumarasamy – Foresters Blog When it comes to planning your financial future, life insurance is a key piece of the process – particularly for those of us with families or partners. But once you start to complete the application with your life insurance agent or advisor, you may be taken aback or made uncomfortable […]

Safeguard your business against the effects of a critical illness

Safeguard your business against the effects of a critical illness

Original source: criticaluncovered.ca “No risk, no reward,” is a cliché we’re all familiar with, but as a savvy business owner, you recognize the importance of balancing risks and opportunities to position your company for success. To protect profitability, you’re constantly strategizing about how to strengthen your business against risk – whether the threat is an […]

What’s your personal breast cancer risk?

What’s your personal breast cancer risk?

By Dr. Loraine Oman-Ganes, MD, FRCPC, CCMG, FACMG, Chief Medical Director, Sun Life Financial Understanding your risk of breast cancer can help you and your doctor prevent it, or find it and treat it. We know vastly more about breast cancer now than we did 15 years ago. This has led to earlier, more precise […]

Employee benefits: Taxable or not?

Employee benefits: Taxable or not?

By Sheryl Smolkin – brighterlife.ca Does your T4 say you made more than you thought you did? Perhaps you didn’t consider your taxable benefits. Find out what is and isn’t taxable. When you get your T4 slip in January or February, you may wonder why the employment income reported in Box 14 is higher than […]

Using Critical Illness Insurance to Protect your Retirement

Using Critical Illness Insurance to Protect your Retirement

You have a retirement plan set out and it includes your RRSP.  Could a health interruption get in the way of your plan? If you need to withdraw money from your RRSP, not only can it affect your RRSP’s growth, it’s considered taxable income. In fact for every $1.00 you need, you’ll have to withdraw $2.00, based […]

Manulife Solutions – Winter Edition 2016/2017

Manulife Solutions – Winter Edition 2016/2017

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IT WON’T HAPPEN TO ME!

IT WON’T HAPPEN TO ME!

DISABILITY: A CANADIAN REALITY

DISABILITY: A CANADIAN REALITY

Do you need critical illness insurance?

Do you need critical illness insurance?

Recovering from a serious illness can come at a significant cost. If it happens to you, how will you pay for it? Imagine this: You’ve just been diagnosed with cancer. While your doctors say your chances of a cure are good, the weeks and months of treatment and recovery you’ll need can come at a […]

CANADIANS OFF WORK DUE TO A DISABILITY FACE A PERFECT STORM

CANADIANS OFF WORK DUE TO A DISABILITY FACE A PERFECT STORM

Why naming a beneficiary should not be considered a “once and done” event

Why naming a beneficiary should not be considered a “once and done” event

Let’s talk about…the importance of naming a beneficiary for your life insurance policy In Canada, after you pass away, the proceeds of your estate can take one of two routes. Proceeds can pass seamlessly from you to your loved ones or they can enter the probate system. The probate system can take a lot of […]

Let’s talk about…critical illness

Let’s talk about…critical illness

ivari can help you and your family keep the “quality” in quality of life should you be diagnosed with a critical illness. Critical illness insurance from ivari provides a tax-free,*(1) lump-sum benefit upon diagnosis of a covered condition as defined in your contract. You can use the benefit payment however you choose, without restriction. Let’s […]

10 Misconceptions About Life Insurance

10 Misconceptions About Life Insurance

Posted by ALLISON BARTON – Empire Life Insurance with Care Blog   Why do some consumers have so many misconceptions about life insurance? People seldom like to consider their own mortality and life insurance is rarely a topic of conversation. However, understanding the benefits of life insurance can help you plan for the future so life […]

Insurance Lingo – Your Quick Reference Guide [Infographic]

Insurance Lingo – Your Quick Reference Guide [Infographic]

Posted by ALLISON BARTON Empire Life Insuring with Care Blog Shopping for insurance can be challenging and confusing given the unfamiliar terms that are used in the industry. To help, we have created your quick reference Insurance Lingo infographic. Whether you are just starting your search for insurance, just got approved, or just need a refresher, […]

Protect What you Work for

Protect What you Work for

WHEN YOU FIRST STARTED  WORKING,  you may not have given insurance a second thought. However, as you enter your peak earning years, you have a lot more to protect. It’s likely that you and your family depend on your salary for the lifestyle you enjoy – and life, critical illness and disability insurance can help […]