Don’t let the news affect your retirement planning

Don’t let the news affect your retirement planning

The alarming headlines of 2017 might be tempting investors to take drastic action. But it’s smarter to take a deep breath and a longer view. For Canadian investors, 2017 has provided plenty of potential worries, with an erratic U.S. president given to Twitter eruptions being arguably the largest. The real danger for investors is that […]

Where do I Start With Retirement Income Planning

Where do I Start With Retirement Income Planning

Laying a sound foundation for retirement income involves careful planning. Where do you start? In this segment of Life & Money Matters Peter shares eight simple steps to help you get started on your retirement future. Transcript: Where do I Start With Retirement Income Planning

Retirement Realities for Boomers

Retirement Realities for Boomers

Does your retirement reality fit your own vision and experiences? In this video, Peter demystifies the commonly held perceptions about retirement among boomers and younger generations. Transcript: Retirement Realities for Boomers

Pay Yourself First

Pay Yourself First

The power of saving early and steadily for the long term can make a great impact on your retirement lifestyle. In this installment of Life & Money Matters Peter shares some thoughts on the benefits of paying yourself first. Transcript: Pay Yourself First

Four Retirement Questions for Retirees

Four Retirement Questions for Retirees

Market volatility and increasing expenses can have many retirees concerned whether their retirement income will last as long as they live. In this video segment, Peter discusses four key retirement questions you should consider to help plan for the unexpected. Transcript: Four Retirement Questions for Retirees

Top Retirement Planning Concerns

Top Retirement Planning Concerns

Media headlines and market uncertainty have left many aging investors with the feeling “I’m worried that I won’t have enough”. In this first segment of Life & Money Matters, Peter shares some of the top retirement planning concerns among investors. Transcript: Top Retirement Planning Concerns

How the Corporate Insured Retirement Program  works with Corporate Borrowing

How the Corporate Insured Retirement Program works with Corporate Borrowing

An option to consider – the Corporate Insured Retirement Program with Corporate  Borrowing With this financial planning strategy,  your corporation deposits funds into a permanent life insurance policy in excess of the amount required to cover the insurance and other policy costs. In the future,  your corporation assigns the policy to the bank as collateral […]

How to save for tomorrow when you’re not sure about today

How to save for tomorrow when you’re not sure about today

By Kim Armstrong – sunlife.ca Job insecurity doesn’t have to mean financial insecurity. These 5 tips will help you improve your financial health and plan for a brighter future. Sophia Erikson is a 26-year-old who, for the past 2 years, has had to live away from her family and friends, moving from one contract job […]

Using Critical Illness Insurance to Protect your Retirement

Using Critical Illness Insurance to Protect your Retirement

You have a retirement plan set out and it includes your RRSP.  Could a health interruption get in the way of your plan? If you need to withdraw money from your RRSP, not only can it affect your RRSP’s growth, it’s considered taxable income. In fact for every $1.00 you need, you’ll have to withdraw $2.00, based […]

Money Facts 2017

Money Facts 2017

Manulife Solutions – Winter Edition 2016/2017

Manulife Solutions – Winter Edition 2016/2017

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Life insurance: Term, permanent – or both?

Life insurance: Term, permanent – or both?

By Dave Dineen – Brighterlife.ca Understanding the difference between permanent and term life insurance will help you choose the protection you need – and prevent regrets in the future. How would you feel 20 to 30 years after buying a product that has done exactly what it was supposed to do? Pretty good, right? No […]

Let’s talk about…term insurance

Let’s talk about…term insurance

Let’s talk about…what term insurance can do for you Whether you just got married, celebrated the birth of a child or purchased a new home, your life is evolving. And that means your insurance protection should have the flexibility to evolve too. That’s where term life insurance products can help. Term insurance products from ivari […]

Life Insurance Mistakes to Avoid

Life Insurance Mistakes to Avoid

by ALLISON BARTON Empire Life Insuring with Care Blog There is no question that confusion exists when it comes to the topic of life insurance, and where there is confusion, mistakes can happen. So, to help you learn from other’s experiences, here are some common life insurance mistakes to avoid before, during and after you make […]

What does the 2016 Federal budget mean for you?

What does the 2016 Federal budget mean for you?

The new Liberal government announced significant changes in their budget on March 22, 2016 that affect your personal finances.

Long-term Health

Long-term Health

Planning ahead can help give you more financial flexibility. WE ALL WANT TO LIVE long, healthy lives and enjoy a full and energetic retirement. A balanced lifestyle, including eating well and staying active, can help achieve that goal. However, lifestyle is only one part of the story. A complete retirement plan involves considering what might […]

Passing it on

Passing it on

EACH YEAR IN CANADA, billions of dollars in assets are transferred at death. Unfortunately, wealth transfers don’t always go as planned. Here’s how you can avoid some of the most common pitfalls when it comes to transferring wealth.1 1. Ensure you have a will Many Canadians don’t have a will that communicates their intentions and […]

Ready to retire? Ask your advisor these 9 questions.

Ready to retire? Ask your advisor these 9 questions.

YOU’VE  BEEN WORKING and saving for this moment for most of your working  life – now retirement is on the horizon. But you’re not done planning yet. In fact, there’s never been a more important time to talk to your advisor. Start with these nine questions: 1. CPP/QPP – now or later? The amount you […]

Ease into Retirement

Ease into Retirement

Enhance your retirement​

Enhance your retirement​

Source: Transamerica/Ivari Dare to dream Everyone has dreams of what their retirement years will be like. Will you be hiking in the Himalayas or sunning down south? Where will the money come from to fulfill these retirement dreams? Before we answer that question, let’s look at how much money you will need to fund your […]