Risk & Wealth Planning
Protect yourself and your loved ones
Invest , save and grow for your future
Creating a financial blueprint is the first step to financial success
Just saying… life insurance > roses.
Life insurance provides a financial lifeline to your loved ones when you are no longer in the picture.
Love is an action word. Have you done any of these for your loved ones recently?
Starting a new job or changing careers is one of those important times when you need to review your life insurance options.
You work hard to educate your kids about financial responsibility. Preparing for the future with life insurance is a lesson in goal-setting, budgeting and discipline.
We may not like to think about it, but anything can happen to us. If you were no longer alive, what would your family’s financial future look like? Ensure your loved ones’ financial peace of mind by getting life insurance.
With life insurance, protecting the future of your loved ones is possible. Share this if you agree!
Canada’s population is aging at an accelerated rate. An unprecedented number of Canadians are making the transition to retirement
At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life insurance. You can rent, lease or own the insurance. Below is an explanation of […]
Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now
Before providing you with advice, investment advisors must meet the requirements of the “Know Your Client” (KYC) rule to ensure their advice is suitable for you. At your first meeting, your investment advisor will ask for your: Marital status Age – your date of birth Occupation – if you are retired, your occupation before you retired Income […]
If you are like most Canadians, you may be looking for: Guaranteed supplemental retirement income Ways to guarantee you don’t lose any of your hard-earned money A guaranteed income certificate (GIC) will work perfectly. The problem is that GIC revenue is interest income and is taxed at your marginal tax rate. In today’s low interest […]
As you know, I’ve helped you manage your risk be it with life insurance, critical illness, or disability insurance. I also have expertise in helping you with your investments and managing risk there too. As an independent insurance advisor, I’m uniquely qualified to offer you segregated funds, which are an investment product with principle guarantees, […]
Investing your money is an effective way to put your money to work and build your wealth. By investing smart, it helps give you more flexibility to earn more on your money, build more security for your retirement, and ultimately give you the chance at achieving your financial goals and dreams. However, investing comes with […]
According to Statistic Canada, over $10,000,000,000 was donated from 5,000,000 Canadians to charity in 2019. All these donations are eligible for a non-refundable tax credit. By using Life Insurance, you can increase your overall charitable donation benefiting a cause that really means something to you. Donating funds to the Canada Revenue Agency through taxation just […]
More and more, Canadians want their investments to reflect their personal values and we want our investments to have an impact for positive change in the world. There are many approaches to responsible investing, including: Climate change Women in leadership Community development Excluding fossil fuels, weapons, and vices Companies that perform well on environmental, social […]
Ask the average Canadian what their most valuable asset is, and if you are a homeowner, you would likely say your principal residence. While that is likely true when it comes to something tangible you can buy or sell, it is far from your most valuable asset. Your ability to earn an income is your […]
FINANCIAL MARKETSAT A GLANCE MARCH 31, 2021 Canadian and U.S. equity sectors were generally positive this month. Short-term and global bonds outperformed, amongst a backdrop of rising yields. Here are the financial markets at a glance. Download the PDF CANADIAN EQUITIES US EQUITIES Sector9 of the 11 Canadian equity […]