Life insurance isn’t for you

Life insurance isn’t for you

Life insurance provides a financial lifeline to your loved ones when you are no longer in the picture.

Myth vs Fact

Myth vs Fact

You work hard to educate your kids about financial responsibility. Preparing for the future with life insurance is a lesson in goal-setting, budgeting and discipline.

I’ve got you every step of the way!

I’ve got you every step of the way!

With life insurance, protecting the future of your loved ones is possible. Share this if you agree!

Simplifying insurance coverage

Simplifying insurance coverage

At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life insurance. You can rent, lease or own the insurance. Below is an explanation of […]

It’s a gift that your loved ones will never forget!

It’s a gift that your loved ones will never forget!

Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now

Retirement Income Enhancer – Insured Annuity

Retirement Income Enhancer – Insured Annuity

 If you are like most Canadians, you may be looking for: Guaranteed supplemental retirement income Ways to guarantee you don’t lose any of your hard-earned money A guaranteed income certificate (GIC) will work perfectly. The problem is that GIC revenue is interest income and is taxed at your marginal tax rate. In today’s low interest […]

Have you ever heard of an Immediate Financing Arrangement?

Have you ever heard of an Immediate Financing Arrangement?

Do any of the below resonate with you? I hold traditional investments inside my holding/operating company I am looking to diversify my holdings towards an alternative tax advantaged asset class I want to increase the internal rate of return on my estate plan.  I want to maximize the Capital Dividend Account balance (corporate IFA).  I […]

Generational Wealth Transfer- Using permanent insurance

Generational Wealth Transfer- Using permanent insurance

You already have excess wealth that you plan to pass on to the next two generations. You want them taken care of financially and have likely earmarked a portion of your investment portfolio for them.One issue that arises is that all non-registered investment growth is eroded by taxation. A tax-free permanent insurance policy can make […]

Why/When to own Corporate Owned Permanent Insurance

Why/When to own Corporate Owned Permanent Insurance

When should you consider Participating Whole Life Insurance inside your Corporation? You’re a significant shareholder in a Canadian Controlled Private Corporation Age 40+ and healthy The corporation has excess annual cash flow and/or investment assets not needed for business purposes. Typically, been in business for at least 5 years. Want to maximize your estate and […]

What is your most valuable asset?

What is your most valuable asset?

Wouldn’t it make sense to insure your most valuable asset?

6 Life stages that trigger the need for life insurance

6 Life stages that trigger the need for life insurance

  Click here for a customized life insurance calculator

Why Critical Illness Insurance?

Why Critical Illness Insurance?

Insurance made easy

Insurance made easy

Getting the protection you need is faster and simpler than ever before. When thinking about getting a financial plan in order, many people tend to focus on investments, bank account balances, or paying down debt. Insurance protection can sometimes get put on the back burner, often because of misconceptions: it’s not fun to think about, it […]

Estate maximization for business owners

Estate maximization for business owners

Watch this short video to learn about a strategy business owners like you are using to minimize taxes and maximize their estates.  

Life Insurance as an Asset Class

Life Insurance as an Asset Class

LIFE INSURANCE FOR YOUR FAVOURITE SUPERHERO

LIFE INSURANCE FOR YOUR FAVOURITE SUPERHERO

By: Charlie Conron – Lifedesignanalysis.com WHAT KIND OF INSURANCE WOULD YOUR FAVOURITE SUPERHERO OWN? 1) Superman – Term Insurance – Superman is young and basically invincible with only a small chance he dies from kryptonite. However he does have commitments, he certainly would be considered a key man on the family farm not to mention taking care […]

Safeguard your business against the effects of a critical illness

Safeguard your business against the effects of a critical illness

Original source: criticaluncovered.ca “No risk, no reward,” is a cliché we’re all familiar with, but as a savvy business owner, you recognize the importance of balancing risks and opportunities to position your company for success. To protect profitability, you’re constantly strategizing about how to strengthen your business against risk – whether the threat is an […]

Employee benefits: Taxable or not?

Employee benefits: Taxable or not?

By Sheryl Smolkin – brighterlife.ca Does your T4 say you made more than you thought you did? Perhaps you didn’t consider your taxable benefits. Find out what is and isn’t taxable. When you get your T4 slip in January or February, you may wonder why the employment income reported in Box 14 is higher than […]

How the Corporate Insured Retirement Program  works with Corporate Borrowing

How the Corporate Insured Retirement Program works with Corporate Borrowing

An option to consider – the Corporate Insured Retirement Program with Corporate  Borrowing With this financial planning strategy,  your corporation deposits funds into a permanent life insurance policy in excess of the amount required to cover the insurance and other policy costs. In the future,  your corporation assigns the policy to the bank as collateral […]

Money Facts 2017

Money Facts 2017

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