21
Oct
Just saying… life insurance > roses.
Just saying… life insurance > roses.
Category: Planning
19
Oct
Life insurance isn’t for you
Life insurance provides a financial lifeline to your loved ones when you are no longer in the picture.
15
Oct
Love is an action word!
Love is an action word. Have you done any of these for your loved ones recently?
13
Oct
New Job? Review your Life Insurance
Starting a new job or changing careers is one of those important times when you need to review your life insurance options.
08
Oct
Myth vs Fact
You work hard to educate your kids about financial responsibility. Preparing for the future with life insurance is a lesson in goal-setting, budgeting and discipline.
06
Oct
Planning for the what-ifs
We may not like to think about it, but anything can happen to us. If you were no longer alive, what would your family’s financial future look like? Ensure your loved ones’ financial peace of mind by getting life insurance.
01
Oct
I’ve got you every step of the way!
With life insurance, protecting the future of your loved ones is possible. Share this if you agree!
29
Sep
The New Retirement Reality
Canada’s population is aging at an accelerated rate. An unprecedented number of Canadians are making the transition to retirement
24
Sep
Simplifying insurance coverage
At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life insurance. You can rent, lease or own the insurance. Below is an explanation of […]
22
Sep
It’s a gift that your loved ones will never forget!
Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now
17
Sep
Can we have a minute of your time?
Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now
17
Aug
Retirement Income Enhancer – Insured Annuity
If you are like most Canadians, you may be looking for: Guaranteed supplemental retirement income Ways to guarantee you don’t lose any of your hard-earned money A guaranteed income certificate (GIC) will work perfectly. The problem is that GIC revenue is interest income and is taxed at your marginal tax rate. In today’s low interest […]
21
Jul
Segregated Funds Benefits
As you know, I’ve helped you manage your risk be it with life insurance, critical illness, or disability insurance. I also have expertise in helping you with your investments and managing risk there too. As an independent insurance advisor, I’m uniquely qualified to offer you segregated funds, which are an investment product with principle guarantees, […]
14
Jul
Intro to Segregated Funds
Investing your money is an effective way to put your money to work and build your wealth. By investing smart, it helps give you more flexibility to earn more on your money, build more security for your retirement, and ultimately give you the chance at achieving your financial goals and dreams. However, investing comes with […]
09
Jul
Enhance Your Charitable Giving Using Life Insurance
According to Statistic Canada, over $10,000,000,000 was donated from 5,000,000 Canadians to charity in 2019. All these donations are eligible for a non-refundable tax credit. By using Life Insurance, you can increase your overall charitable donation benefiting a cause that really means something to you. Donating funds to the Canada Revenue Agency through taxation just […]
08
Jun
Are you insuring your most valuable asset?
Ask the average Canadian what their most valuable asset is, and if you are a homeowner, you would likely say your principal residence. While that is likely true when it comes to something tangible you can buy or sell, it is far from your most valuable asset. Your ability to earn an income is your […]
24
May
What is the impact of a critical illness?
17
May
TFSA in a nutshell
A Tax-Free Savings Account (TFSA) is a personal savings account that can be used to save for any goal. After-tax money can go into a TFSA, but your investments grow tax-free and you won’t pay any tax on withdrawal.Who should invest in a TFSA?Canadians who have reached the age of majorityGreat for short term, medium-term, […]
11
May
Setting your (grand) children up for financial success!
When building a house, you start with a solid foundation before you start framing the structure. Below are two ways your child’s (grandchild’s) financial foundation can be set up for success. Option 1A – RESP A Registered Education Savings Plan (RESP) can be part of every family’s financial plan. The Government will contribute 20% of […]
04
May
Have you ever heard of an Immediate Financing Arrangement?
Do any of the below resonate with you? I hold traditional investments inside my holding/operating company I am looking to diversify my holdings towards an alternative tax advantaged asset class I want to increase the internal rate of return on my estate plan. I want to maximize the Capital Dividend Account balance (corporate IFA). I […]