Just saying… life insurance > roses.

Just saying… life insurance > roses.

Just saying… life insurance > roses.

Life insurance isn’t for you

Life insurance isn’t for you

Life insurance provides a financial lifeline to your loved ones when you are no longer in the picture.

Love is an action word!

Love is an action word!

Love is an action word. Have you done any of these for your loved ones recently?

New Job? Review your Life Insurance

New Job? Review your Life Insurance

Starting a new job or changing careers is one of those important times when you need to review your life insurance options.

Myth vs Fact

Myth vs Fact

You work hard to educate your kids about financial responsibility. Preparing for the future with life insurance is a lesson in goal-setting, budgeting and discipline.

Planning for the what-ifs

Planning for the what-ifs

We may not like to think about it, but anything can happen to us. If you were no longer alive, what would your family’s financial future look like? Ensure your loved ones’ financial peace of mind by getting life insurance.

I’ve got you every step of the way!

I’ve got you every step of the way!

With life insurance, protecting the future of your loved ones is possible. Share this if you agree!

The New Retirement Reality

The New Retirement Reality

Canada’s population is aging at an accelerated rate. An unprecedented number of Canadians are making the transition to retirement

Simplifying insurance coverage

Simplifying insurance coverage

At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life insurance. You can rent, lease or own the insurance. Below is an explanation of […]

It’s a gift that your loved ones will never forget!

It’s a gift that your loved ones will never forget!

Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now

Can we have a minute of your time?

Can we have a minute of your time?

Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now

Retirement Income Enhancer – Insured Annuity

Retirement Income Enhancer – Insured Annuity

 If you are like most Canadians, you may be looking for: Guaranteed supplemental retirement income Ways to guarantee you don’t lose any of your hard-earned money A guaranteed income certificate (GIC) will work perfectly. The problem is that GIC revenue is interest income and is taxed at your marginal tax rate. In today’s low interest […]

Enhance Your Charitable Giving Using Life Insurance

Enhance Your Charitable Giving Using Life Insurance

According to Statistic Canada, over $10,000,000,000 was donated from 5,000,000 Canadians to charity in 2019.  All these donations are eligible for a non-refundable tax credit. By using Life Insurance, you can increase your overall charitable donation benefiting a cause that really means something to you. Donating funds to the Canada Revenue Agency through taxation just […]

Are you insuring your most valuable asset?

Are you insuring your most valuable asset?

Ask the average Canadian what their most valuable asset is, and if you are a homeowner, you would likely say your principal residence.  While that is likely true when it comes to something tangible you can buy or sell, it is far from your most valuable asset. Your ability to earn an income is your […]

What is the impact of a critical illness?

What is the impact of a critical illness?

Setting your (grand) children up for financial success!

Setting your (grand) children up for financial success!

When building a house, you start with a solid foundation before you start framing the structure.  Below are two ways your child’s (grandchild’s) financial foundation can be set up for success. Option 1A – RESP A Registered Education Savings Plan (RESP) can be part of every family’s financial plan.  The Government will contribute 20% of […]

Have you ever heard of an Immediate Financing Arrangement?

Have you ever heard of an Immediate Financing Arrangement?

Do any of the below resonate with you? I hold traditional investments inside my holding/operating company I am looking to diversify my holdings towards an alternative tax advantaged asset class I want to increase the internal rate of return on my estate plan.  I want to maximize the Capital Dividend Account balance (corporate IFA).  I […]

Protection from a major health event and a little forced savings for your healthy future self

Protection from a major health event and a little forced savings for your healthy future self

Protection from a major health event and a little forced savings for your healthy future self. One of the unique features in the Canadian living benefit insurance market is the ability to receive all your premiums back if you don’t claim on the contract. Did you know? With this product, you get a cheque from […]

Should you have your mortgage insurance with your lender?

Should you have your mortgage insurance with your lender?

When taking out a mortgage with a lending institution you should cover off that debt with an insurance policy. Not all coverage options are created equal. Let’s look at the highlights of the two options available to you. Individually OwnedTerm Life Insurance Mortgage Insurancefrom lender Control You own the coverage and choose who receives the […]

Generational Wealth Transfer- Using permanent insurance

Generational Wealth Transfer- Using permanent insurance

You already have excess wealth that you plan to pass on to the next two generations. You want them taken care of financially and have likely earmarked a portion of your investment portfolio for them.One issue that arises is that all non-registered investment growth is eroded by taxation. A tax-free permanent insurance policy can make […]

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