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Five easy ways to save money

We all can make a list of the things we want – vacations, cars, a new home or cottage, or a nice nest egg for our retirement but can you list even a few ways to save enough to get these things. there are simple and easy ways to save money. Does this mean that…

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What your family needs to know about your life insurance policy

By Rossana Majchrowski, BrighterLife.ca You’ve protected your family by buying life insurance, but you’re not done yet — you have to share the details with them. Do you remember those “set it and forget it” rotisserie infomercials? While buying life insurance can have the same set it and forget it feel, there’s another important step…

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Do You Have An “Estate”?

It may sound grand, but you probably do. Your estate may include many kinds of assets – such as money, property, a bank account, investments, a car, a house or other possessions. So, if you have an estate, you would be wise to consider the benefits of an estate plan. Estate planning is an essential…

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BMO ETF Portfolios – Understanding ETFs

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Enhance your retirement​

Source: Transamerica/Ivari Dare to dream Everyone has dreams of what their retirement years will be like. Will you be hiking in the Himalayas or sunning down south? Where will the money come from to fulfill these retirement dreams? Before we answer that question, let’s look at how much money you will need to fund your…

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A Missed Opportunity

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The Estate Preservation Plan – Rick and Susan’s Story

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How to look your best during your paramedical exam

Just as you would spruce yourself up for a family photo, these tips can help make the picture you present to the underwriter the best possible. Get a good night’s rest before the exam Do not do any heavy exercise 24 hours before the exam Do not consume any form of alcohol for at least 48…

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Creating assets for your children

Estate transfer The assets you’ve built up over your lifetime – such as a home, cottage, investment portfolio, business, or farm – mean a lot to you, and to your family. However, when you and your spouse pass away, virtually all of these assets will be subject to tax. As a result, your heirs could…

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A guide to understanding what term insurance can do for you

Why term? Whether you are single and planning your future, married and starting a family or looking ahead to a debt-free retirement, your life is evolving. And that means your insurance protection should have the flexibility to evolve too. That’s where term life insurance products can help. Term insurance products are designed to offer affordable…

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