Understanding Your Risk Management Options

LIFE LEARNING: This information will help you understand and determine what protection you need today, while keeping in mind what may be important tomorrow. Depending on an individual’s needs, desires and health condition, there are many types of insurance available. These include life insurance, income replacement, critical illness insurance and long term care insurance. Life Insurance Temporary Coverage “Temporary” life and health insurance is a…

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Preserve your legacy

BY David Wm. Brown Many people spend countless hours worrying about debts, mortgages and, should they die, the ability of their dependents to generate income. With enough money, you can set aside these worries, confident in what you’ve built. However, wealth brings its own set of problems, among them large tax bills and uncertain asset…

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The Importance of a Life Insurance Agent

Life insurance is a major financial commitment. Just as you seek out expert advisors for other financial needs ­ bankers, stockbrokers, and the like – your choice of a life insurance agent is a key decision. Your life insurance agent plays an important role in the financial planning process. He or she: Helps you assess…

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