Ten retirement myths series: Myth #8

Ten retirement myths series: Myth #8

POSTED BY PETER WOUTERS  At the risk of sounding nitpicky, governments don’t pay for anything. Working Canadians do. Taxpayers do. Taxes are directed to certain areas of need. Growing needs and rising costs means that there isn’t enough public money to go around. That reality is hitting retirees and will hit them harder as time goes on. […]

Insurance made easy

Insurance made easy

Getting the protection you need is faster and simpler than ever before. When thinking about getting a financial plan in order, many people tend to focus on investments, bank account balances, or paying down debt. Insurance protection can sometimes get put on the back burner, often because of misconceptions: it’s not fun to think about, it […]

LIFE INSURANCE FOR YOUR FAVOURITE SUPERHERO

LIFE INSURANCE FOR YOUR FAVOURITE SUPERHERO

By: Charlie Conron – Lifedesignanalysis.com WHAT KIND OF INSURANCE WOULD YOUR FAVOURITE SUPERHERO OWN? 1) Superman – Term Insurance – Superman is young and basically invincible with only a small chance he dies from kryptonite. However he does have commitments, he certainly would be considered a key man on the family farm not to mention taking care […]

Even the young and healthy get sick

Even the young and healthy get sick

Original post: criticaluncovered.ca Many of us are health conscious. An entire industry has been born out of our desire to eat better, be more physically fit and generally improve our wellbeing. These are all welcomed developments and have contributed immensely to our quality of life, particularly as we age. And yet, even the most balanced […]

Life Insurance Through the ‘Ages’

Life Insurance Through the ‘Ages’

By Charlie Conron (Life Design Analysis)   You’re starting out and becoming less reliant on your parents. You may be strapped down with student loans so life insurance isn’t your first priority. If you’re considering buying a home and starting a family soon, or want to ensure your family isn’t left with student debt if […]

Underwriting: What happens after you apply for critical illness insurance?

Underwriting: What happens after you apply for critical illness insurance?

Original post: criticaluncovered.ca You’ve agreed critical illness insurance is the right fit for your financial security plan, you’ve worked with your advisor to determine the right level of protection and you’ve completed your application – now what? Well, before you’re officially covered, the insurance company carefully looks at your application – this process is called […]

Disability and critical illness insurance: What’s the difference?

Disability and critical illness insurance: What’s the difference?

Original Post: criticaluncovered.ca These days, there are many different types of insurance designed to protect one of your biggest assets: Yourself. There’s life insurance, health insurance, long-term care insurance—some celebrities even protect specific parts of their body against the possibility of injury. And while you might not need to insure your teeth for $30 million […]