Risk Management
Why term? Whether you are single and planning your future, married and starting a family or looking ahead to a debt-free retirement, your life is evolving. And that means your insurance protection should have the flexibility to evolve too. That’s where term life insurance products can help. Term insurance products are designed to offer affordable…
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Shared Ownership refers to a concept where more than one party owns an interest in an insurance policy. The most common of these arrangements is with cash value life insurance where one party (usually a corporation), owns and is beneficiary of the life insurance and an individual (shareholder or employee) owns the cash value of…
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Your lending institution offers mortgage insurance. But why settle for an insurance product that does just one thing? When it comes to protecting your mortgage, there’s another option to consider. Term insurance from Transamerica Life Canada is an innovative solution that helps protect your family’s future as well as your home. Not only does it…
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By BrighterLife.ca You may think divorce cuts the ties that bind, but if child or spousal support is involved, you’re financially united for richer and for poorer. While most divorcing couples focus on splitting assets and hammering out support payments, too many neglect one major post-divorce reality: insurance. Whether you’re relying on or are responsible…
Read MoreBy Brenda Spiering, Editor, BrighterLife.ca Toronto freelance writer, Caroline Cakebread was in her early 30s when someone she knew had a terrible accident while hiking: A rock fell on his head and he lost the ability to walk and talk. “Not only was he in the hospital for months,” says Cakebread, “he was left permanently…
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By Dave Dineen, BrighterLife.ca Who would look after your kids if something happened to you? Can your mother still live independently? The time to discuss such issues is now! Be it Easter, Christmas, Thanksgiving or some other holiday, it’s always the right time of year to offer your family a gift no one outside the…
Read MoreWould you feel better knowing you were on track for your retirement or ready for an emergency? An would it comfort you to know that, if you died unexpectedly, your family would be well cared for?
Read MoreIn the face of conflicting financial priorities, here are five tips on how to balance current financial responsibilities with long-term wants and needs. Define goals and timelines Clearly defining your long-term goals is the first step. Ask yourself questions such as: How much money do I need to live each month? Does this include a…
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Did you know that in 2006 there were over 2.4 million Canadians of working age who are disabled? And physical injury isn’t the only cause.
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