Risk Management

Do you need mortgage insurance?

  By Helen Burnett-Nichols, BrighterLife.ca Your home is likely the biggest asset you’ll ever own. And if you’re one of the majority of Canadian homeowners who have a mortgage, you need to ensure your home is protected should something happen to you. The question is what’s the best way to do this? Canadians held $855 billion…

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Should you retire early or retire late?

By Dave Dineen, BrighterLife.ca There are some important issues to consider when deciding the right time to retire — and they’ll have an impact on more than your wallet. I’m 57 and I’ve been retired three years. Most people I talk to assume that I’m lucky, lazy, rich or ill. (Disclosure: I’m lucky, but not…

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Building Wealth Through Investing – Six Principles to Investment Success & Four Ways to Minimize Tax

LIFE LEARNING: This information will help you understand your investment options, the risk factors, and methods to reduce investment risk. Building wealth through investing is a vital part of any financial plan but can often be one of the most confusing and emotionally challenging experiences you will encounter. Many marketers promise “get rich quick” stock suggestions or sure- fire…

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Understanding Your Risk Management Options

LIFE LEARNING: This information will help you understand and determine what protection you need today, while keeping in mind what may be important tomorrow. Depending on an individual’s needs, desires and health condition, there are many types of insurance available. These include life insurance, income replacement, critical illness insurance and long term care insurance. Life Insurance Temporary Coverage “Temporary” life and health insurance is a…

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Benefits for small Business: Where to begin and when?

Develop a plan to invest in your employees One of the greatest challenges you may face as a small business owner is the ability to attract and retain quality, dependable staff members, particularly as your enterprise evolves and grows. investing in your employees by offering them a health benefit plan and a retirement plan can…

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