Posts
By Dave Dineen – Brighterlife.ca Understanding the difference between permanent and term life insurance will help you choose the protection you need – and prevent regrets in the future. How would you feel 20 to 30 years after buying a product that has done exactly what it was supposed to do? Pretty good, right? No…
Read More
Let’s talk about…what term insurance can do for you Whether you just got married, celebrated the birth of a child or purchased a new home, your life is evolving. And that means your insurance protection should have the flexibility to evolve too. That’s where term life insurance products can help. Term insurance products from ivari…
Read More
Posted by ALLISON BARTON Empire Life Insuring with Care Blog Shopping for insurance can be challenging and confusing given the unfamiliar terms that are used in the industry. To help, we have created your quick reference Insurance Lingo infographic. Whether you are just starting your search for insurance, just got approved, or just need a refresher,…
Read MoreWHEN YOU FIRST STARTED WORKING, you may not have given insurance a second thought. However, as you enter your peak earning years, you have a lot more to protect. It’s likely that you and your family depend on your salary for the lifestyle you enjoy – and life, critical illness and disability insurance can help…
Read More
By BrighterLife.ca Understanding financial issues is challenging enough for adults, so it’s no wonder many parents struggle when it comes to teaching them to kids. According to a Harris/Decima Youth Financial Literacy Study for the Canadian Institute of Chartered Accountants, 84% of Canadians believe young people are ill-prepared to manage their finances when they enter the workforce.…
Read MoreIn August of 2013, the Department of Finance published their changes to the taxation of life insurance as previewed in March 2013 Federal Budget. These changes will result in an updating to the “exempt test” which determines how much tax-deferred value can accumulate in a life insurance policy before it is subject to accrual taxation. The…
Read More
by ALLISON BARTON Empire Life Insuring with Care Blog There is no question that confusion exists when it comes to the topic of life insurance, and where there is confusion, mistakes can happen. So, to help you learn from other’s experiences, here are some common life insurance mistakes to avoid before, during and after you make…
Read More
Crunch the numbers with your advisor to see if an RRSP loan is right for you. AS THE CALENDAR YEAR WINDS DOWN, many Canadians start thinking about contributing to a Registered Retirement Savings Plan (RRSP). Whether they make a single lump-sum contribution each year or contribute year-round with a “top up” before the annual RRSP…
Read More
By Tessa Wilmott Taxes may be inescapable, but your choice of investments can have a huge impact on how much tax you pay. It all depends on your personal situation and how you structure your investment portfolio. Investment income A basic investment portfolio can generate three types of income: Interest income. If you have a…
Read More