Planning

RESPs – not just for kids

RESPs are a smart investment for individuals who are planning on going back to school, or can even be used as an income splitting tool.

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5 timeless principles for investment success

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Proven Strategies to improve your Finances

Source: Manulife Financial

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Retirement IQ Quiz

Source: Manulife Financial

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The value of Advice

Source: Manulife Financial

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Year End Tax Tips

With the New Year fast approaching, now is a good time to consider ways to improve your tax position. There are still many time-sensitive issues that you should address before January 1 and in early 2015 that can help take a bite out of your 2014 personal income taxes. RSP Contributions Contribute to an RSP…

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Four estate planning questions

By Kevin Press, BrighterLife.ca Hearing that you ought to update your will is little bit like being told to take up jogging. Everybody knows it’s the right thing to do, but that doesn’t make it any easier to get started. Douglas Gray has made it his mission to do exactly that. The former lawyer left his…

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Life Settlement

By: Robert Lawrence The life settlement industry was propelled into popularity by the viatical settlement industry. History has shown us that the early adopters of life settlement were those who were suffering from AIDS and who had only a couple of years to live. They sold their insurance policies assuming they would get immediate cash…

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Do you need mortgage insurance?

  By Helen Burnett-Nichols, BrighterLife.ca Your home is likely the biggest asset you’ll ever own. And if you’re one of the majority of Canadian homeowners who have a mortgage, you need to ensure your home is protected should something happen to you. The question is what’s the best way to do this? Canadians held $855 billion…

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Should you retire early or retire late?

By Dave Dineen, BrighterLife.ca There are some important issues to consider when deciding the right time to retire — and they’ll have an impact on more than your wallet. I’m 57 and I’ve been retired three years. Most people I talk to assume that I’m lucky, lazy, rich or ill. (Disclosure: I’m lucky, but not…

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