Critical Illness Insurance

How to look your best during your paramedical exam

Just as you would spruce yourself up for a family photo, these tips can help make the picture you present to the underwriter the best possible. Get a good night’s rest before the exam Do not do any heavy exercise 24 hours before the exam Do not consume any form of alcohol for at least 48…

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A guide to understanding what term insurance can do for you

Why term? Whether you are single and planning your future, married and starting a family or looking ahead to a debt-free retirement, your life is evolving. And that means your insurance protection should have the flexibility to evolve too. That’s where term life insurance products can help. Term insurance products are designed to offer affordable…

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Why Do I Need insurance?

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Shared Ownership or Split Dollar Critical Illness

Shared Ownership refers to a concept where more than one party owns an interest in an insurance policy.  The most common of these arrangements is with cash value life insurance where one party (usually a corporation), owns and is beneficiary of the life insurance and an individual (shareholder or employee) owns the cash value of…

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What would happen if you couldn’t work?

By Brenda Spiering, Editor, BrighterLife.ca Toronto freelance writer, Caroline Cakebread was in her early 30s when someone she knew had a terrible accident while hiking: A rock fell on his head and he lost the ability to walk and talk. “Not only was he in the hospital for months,” says Cakebread, “he was left permanently…

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Insure for the unexpected: the future you buld today is the future you’ll enjoy tomorrow

Would you feel better knowing you were on track for your retirement or ready for an emergency? An would it comfort you to know that, if you died unexpectedly, your family would be well cared for?

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Proven Strategies to improve your Finances

Source: Manulife Financial

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Living Benefits – Back to Basics

Source: Manulife Financial

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The value of Advice

Source: Manulife Financial

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Five Financial products You Should Own

 By Brenda Spiering, Editor, BrighterLife.ca You don’t need to be born with a silver spoon in your mouth to build wealth. With the right products, you can grow and protect a healthy nest egg. Here are five key financial products that should be part of your plan: 1. Registered Retirement Savings Plan (RRSP) As soon…

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