Wishing You and Your Family a Happy a Healthy Holiday and a Prosperous New Year!!

Wishing You and Your Family a Happy a Healthy Holiday and a Prosperous New Year!!

Job A or Job B?

Job A or Job B?

You have been offered a job and get to pick between two different compensation structures.  Which one are you choosing? Job A will pay you $80,000/year while working and $0 if you are unable to work due to an injury or illness. Job B will pay you $78,500/year while working and $53,000 (tax-free) if you […]

The power of the kid start strategy

The power of the kid start strategy

Kid Start from Empire Life is a whole life insurance strategy that leverages the tax advantages of individually owned life insurance to help give the next generation a financial head start in life. Kid Start offers a number of advantages over traditional financial vehicles used for tax-advantaged intergenerational wealth transfer, including: Access to cash via […]

Remember, you can’t get life insurance once you need it!

Remember, you can’t get life insurance once you need it!

Remember, you can’t get life insurance once you need it!

RESP Benefits

RESP Benefits

A Registered Education Savings Plan (RESP) is a special savings account to help Canadian residents save for a child’s post-secondary education. Benefits include: Help you systematically save and plan for a child’s education Tax-sheltered growth – there’s no taxes payable on the money earned in a RESP until it’s withdrawn Government Grants – Government matches […]

Reminder – Life Insurance is a simple act of love

Reminder – Life Insurance is a simple act of love

Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now

Maximize your RESP

Maximize your RESP

The Registered Education Savings Plan (RESP) is an investment program where the Government matches 20% of your contributions. You could even qualify for additional Grants based on your family income. There’s also the Canada Learning Bond where the Government offers up to $500 for low-income families. Start Early Families with young children can benefit the […]

New job? Review your life insurance

New job? Review your life insurance

Starting a new job or changing careers is one of those important times when you need to review your life insurance options.

Living benefits of life insurance

Living benefits of life insurance

This is something not a lot of people know about, but it can be a great solution

Why do I need life insurance?

Why do I need life insurance?

RESP contribution rules

RESP contribution rules

When it comes to putting money into an RESP, it is very important to know the RESP contribution rules. The rules are complicated and somewhat confusing but I will do my best to try and help you understand how they work.It’s all about the Canadian Education Savings Grant (CESG). The CESG is 20% of every […]

Planning for the what-ifs…

Planning for the what-ifs…

We may not like to think about it, but anything can happen to us. If you were no longer alive, what would your family’s financial future look like? Ensure your loved ones’ financial peace of mind by getting life insurance.

Financial markets at a glance – September 30, 2021

Financial markets at a glance – September 30, 2021

 

Read more about Financial markets at a glance – September 30, 2021

Understanding the different types of life insurance

Understanding the different types of life insurance

There are different types of life insurance to suit the needs of different people. Understanding the difference can really help you to choose a solution that works best for you. Talking with an advisor is obligation-free and may put you more at ease with making decisions that will have a financial impact as well as […]

Life insurance can help your loved ones

Life insurance can help your loved ones

Life insurance can help your loved ones cover expenses they currently (or will someday) face if your earnings were no longer in the picture. In addition to maintaining their standard of living now, life insurance also helps ensure their future.

The New Retirement Reality

The New Retirement Reality

Canada’s population is aging at an accelerated rate. An unprecedented number of Canadians are making the transition to retirement

Simplifying insurance coverage

Simplifying insurance coverage

At times, it can feel like Life Insurance Companies have overcomplicated the products they provide by using fancy names and acronyms. This has left many Canadians feeling confused. Fundamentally, there are only three plan types to choose from when purchasing life insurance. You can rent, lease or own the insurance. Below is an explanation of […]

It’s a gift that your loved ones will never forget!

It’s a gift that your loved ones will never forget!

Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now

Can we have a minute of your time?

Can we have a minute of your time?

Add to your family/business payroll The day you leave, insurance will come in to cover Use the interacvtive calculator to calculate the amount of coverage and cost specific to you. Receive a detailed report with multiple comparisons. Get started now

The “Know Your Client” rule

The “Know Your Client” rule

Before providing you with advice, investment advisors must meet the requirements of the “Know Your Client” (KYC) rule to ensure their advice is suitable for you. At your first meeting, your investment advisor will ask for your: Marital status Age – your date of birth Occupation – if you are retired, your occupation before you retired Income […]

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