TFSA

Understanding the relationship between life insurance and taxes can save your money

Many of us don’t realize or fully appreciate that our own death or that of a loved one can trigger a large and unintended tax burden. Fortunately, life insurance can minimize this risk. There are many reasons why people buy life insurance. Life insurance helps people and businesses manage their risk. It provides security for…

Dollar Cost Averaging

If market volatility has caused you to transfer your money into GICs or cash, you may want to ask yourself if you are still on track to meeting your personal goals. Whether it’s saving for retirement, a home or a child’s education, keeping money in a lower-earning investment option may not give you the growth…

Financial markets at a glance – September 30, 2021

The New Retirement Reality

Canada’s population is aging at an accelerated rate. An unprecedented number of Canadians are making the transition to retirement

Segregated Funds Benefits

As you know, I’ve helped you manage your risk be it with life insurance, critical illness, or disability insurance. I also have expertise in helping you with your investments and managing risk there too. As an independent insurance advisor, I’m uniquely qualified to offer you segregated funds, which are an investment product with principle guarantees,…

Intro to Segregated Funds

Investing your money is an effective way to put your money to work and build your wealth. By investing smart, it helps give you more flexibility to earn more on your money, build more security for your retirement, and ultimately give you the chance at achieving your financial goals and dreams. However, investing comes with…

ESG Investing

More and more, Canadians want their investments to reflect their personal values and we want our investments to have an impact for positive change in the world. There are many approaches to responsible investing, including: Climate change Women in leadership Community development Excluding fossil fuels, weapons, and vices Companies that perform well on environmental, social…

Financial markets at a glance

FINANCIAL MARKETSAT A GLANCE MARCH 31, 2021 Canadian and U.S. equity sectors were generally positive this month. Short-term and global bonds outperformed, amongst a backdrop of rising yields. Here are the financial markets at a glance. Download the PDF CANADIAN EQUITIES US EQUITIES Sector9 of the 11 Canadian equity…

TFSA in a nutshell

A Tax-Free Savings Account (TFSA) is a personal savings account that can be used to save for any goal. After-tax money can go into a TFSA, but your investments grow tax-free and you won’t pay any tax on withdrawal.Who should invest in a TFSA?Canadians who have reached the age of majorityGreat for short term, medium-term,…

Ten retirement myths series: Myth #9

POSTED BY PETER WOUTERS Things often go wrong or take an unexpected turn even though you carefully planned what you were going to do. Robert Burns’ famous line basically said that the best laid plans of mice and men often go astray. That extends to intentions of staying on the job or finding paid work later…

TFSA

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